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The changing face of healthcare in the UK
Coronavirus has changed every aspect of our
lives: how we work, how we shop and how we socialise.
appears to be changing how we look after our health. According to a
recent national survey* a growing number of people in the UK are
considering taking out private medical insurance, with 27% of those
polled saying they have thought about paying privately for
healthcare, compared with only 15% before the pandemic struck.
The NHS response to the coronavirus outbreak has been heroic.
The skills and dedication of hospital staff have saved many lives,
but to enable the health service to meet the unprecedented demand
caused by COVID-19, many specialist treatments and routine
operations had to be postponed. Concern over lengthening NHS waiting
times is the main reason why people are now thinking about taking
out private medical insurance.
Of the 1,000 people questioned
for the survey, three-quarters said it was long NHS waiting lists
that were their main concern, while 67% were worried about the NHS
being able to promptly deliver routine care.
seem to be well-founded as medical experts agree that the impact of
the coronavirus pandemic on NHS services could be with us for some
In England, hospital waiting lists are
longer than ever before, with a total waiting list of almost 5
million people.** This is the highest number since records began and
illustrates the devastating impact that COVID-19 has caused the NHS.
Private medical insurance avoids the anxiety of having to wait
months for tests and treatment. Outpatient and inpatient care are
both covered, with patients being able to choose where they are
treated from a wide selection of private or NHS hospitals all over
Patients whose care involves being admitted to
hospital overnight or for a longer period, can stay in a private
room that has television and wi-fi, with relaxed visiting times for
the convenience of family and friends.
Most providers of
private health insurance offer a range of medical plans that can be
tailored to meet individual and family needs. For a relatively
modest financial outlay, more and more people are discovering that
they can receive medical care when they need it and avoid the worry
that comes from waiting for NHS treatment.
It’s not just
individuals who are turning to the private sector for their
healthcare needs. Affordability and its growing popularity is why a
rising number of companies and other organisations are offering
private healthcare as a major employment or membership benefit.
Private health insurance can’t prevent you from falling ill, but
it does offer the peace of mind that comes from knowing that in the
event you do need medical care, you will be diagnosed and treated in
the quickest possible time. In these uncertain times that is
something that many people seem happy to pay for.
information and quotations contact HMCA by telephone on 01423 799949
or visit the exclusive HMCA English Indoor Bowling Association
HMCA/S PLC (trading as
Hospital and Medical Care Association, HMCA and HMCA Members) is
authorised and regulated by the Financial Conduct Authority
(FRN:307587). HMCA/s PLC is a company registered in England, company
number: 01362094, registered office: Beech Hall, Knaresborough,
North Yorkshire, HG5 0EA.
* Consumer Intelligence survey
** The Guardian 13 May 2021
Updated 26th May 2021